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your global — virtual card

What is a Kartum Virtual Card

Kartum is a digital debit card not linked to physical plastic. Available on your phone, issued instantly, ready for online and offline payments via Apple Pay.

Convenience and Simplicity

Instant issuance via Telegram Mini App.

Security

No plastic — can t be lost or broken.

Global Reach

Supports automatic international payments.

Ease of Use

Great for subscriptions, AI services, SaaS, bookings, and purchases.

How to top up Kartum card

Only through Kartum interface (USDT/USDC, RUB). ATM withdrawals and card-to-card transfers are not supported.

Get a card

Kartum Card Options

A variety of cards for all types of payments and subscription services

Online Payments Card

Perfect card for subscription services

35 USDT/ issuance cost
15 USD balance after issuance
5% top-up fee
$0.25 transaction fee
best suited for:
AppStore
YouTube
Netflix
Midjourney
Spotify
Amazon Prime
Adobe and other subscription/AI services
best seller

Apple Pay Card

Ideal for online and offline payments

75 USDT/ issuance cost
25 USD balance after issuance
5% top-up fee
0.4% + 0.25$ successful transaction fee
best suited for:
Offline and online payments
Purchases
Bookings
Cafes
Air tickets

Physical and Google Pay cards (coming soon)

Information will appear after launch

In development — stay tuned for updates

Coverage Geography

Works in all countries supporting Mastercard and Apple Pay

Available countries:

Thailand, Singapore, Malaysia, Indonesia, Vietnam, Philippines, Cambodia, Brunei, Laos.

Available countries:

UAE, Saudi Arabia, Israel, Kuwait, Bahrain, Qatar, Oman, Jordan.

Available countries:

Australia, New Zealand.

Available countries:

United Kingdom, Ireland, Gibraltar, Isle of Man, Jersey, Guernsey.

Available countries:

Mexico, Brazil, Argentina, Chile, Colombia, Peru, Panama, Uruguay, Costa Rica.

Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, Venezuela, Russia, Myanmar, Somalia, Ukraine, Yemen.

How it works

Get a Kartum card instantly and pay for any goods and services

01
Open Telegram Mini
App Kartum
02
Top up with USDT/USDC
(no verification) or RUB (with verification)
03
Choose the
card you need
04
Receive an active
card in 1 minute
05
Make online
and offline purchases
kartum

Referral Program

Rewards are automatically credited after the referral issues a card.

Online card:

5 USDT per invited friend (1st level)

1 USDT per friend invited by your friend (2nd level)

Apple Pay card:

20 USDT per invited friend (1st level)

5 USDT per friend invited by your friend (2nd level)

Frequently Asked Questions

1. What is a Kartum virtual card?

Kartum is a virtual debit card instantly issued and works wherever Mastercard is accepted.

Perfect for:

Subscriptions (YouTube, Netflix, Spotify, etc.)

Apple Pay payments

Ad accounts and AI services

Hotel and flight bookings worldwide

2. How does the Kartum card work?

Issued in a minute via Telegram Mini App.

Top-up: USDT, USDC, and RUB (via acquiring)

Card balance: USD

Valid for: 1 year

Automatic conversion on global payments

If blocked, the remaining balance returns to your USDT account.

3. Where does the card work?

Kartum works in most countries — anywhere Mastercard and Apple Pay are accepted.

Exceptions: Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, Venezuela, Russia, Myanmar, Somalia, Ukraine, Yemen, and countries without official Mastercard or Apple Pay support.

4. How fast is the card issued?

Instantly — card is ready in under 1 minute after payment via Telegram Mini App Kartum.

5. What is the card’s currency?

Card balance — in USD.

Top-ups in RUB, USDT, and USDC are automatically converted.

Purchases in other currencies are converted instantly at Mastercard’s rate.

6. Can I get my remaining balance back?

Yes, you can.

After blocking the card, the remaining balance will be returned to your Kartum USDT account.

7. Can I earn with Kartum?

Yes, we have a two-tier affiliate program:

up to 5 USDT — for each invited user

up to 1 USDT — for second-level referrals

Bonuses are credited right after card issuance.

Referral link — available in the Telegram Mini App and your personal account.

Info for
Partners & Businesses

01

Telegram MiniApp and White-label
under your brand with virtual card issuance

ORDER NOW
02

API integrations
and Telegram bots

GO
03

Convenient dashboard to manage the entire system

ORDER NOW
04

Partner contact:
partners@kartum.me

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